Institutional Service Agreement

Terms of Service

Effective: April 28, 2026 · Version 4.0

Version Control
VersionEffectiveSummary
v4.02026-04-28Institutional Service Agreement — adds Elite mission disclaimers, Charm Economy, FERPA Institutional Use, IP/LLM-training prohibition, mandatory arbitration (Houston, TX), and Force-Accept gate for high-stakes missions.
v3.02026-04-15Civra rebrand; added adult Elite tier and global mobility provisions.
v2.02026-02-10Added classroom/teacher provisions and AI content disclosure.
v1.02025-09-01Initial Terms of Service.
High-Stakes Notice

Civra is an educational platform. We do not provide legal, immigration, financial, medical, or tax advice. Practice here is not a guarantee of any government, university, or employer outcome. Section 14 contains a binding arbitration clause and class action waiver seated in Houston, Texas.

1. Who may use Civra

Civra is a learning institution serving learners from pre-literacy through adult professional certification. Only adults aged 18 or older may create an account. Adults may (a) enroll themselves in the Elite tier, or (b) establish and supervise learner profiles for minors as a parent, legal guardian, or licensed teacher. By creating an account you represent that you have the legal capacity to enter into this agreement in your jurisdiction.

2. Your account

  • You are responsible for maintaining the confidentiality of your password and any multi-factor credential.
  • You agree the information you provide (email, name, role, birth year, credential status) is accurate.
  • You are responsible for all activity under your account, including learner profiles you create.
  • One adult, one account. Sharing logins between households is not permitted.
  • We may suspend or terminate accounts that violate these Terms or applicable law.

3. Acceptable use

You agree NOT to:

  • Use the service to harass, bully, threaten, or harm any minor or adult.
  • Transmit sexual, violent, hateful, illegal, or otherwise inappropriate content through chat or messaging features.
  • Attempt to access another household's data, the administrative console, or other restricted areas.
  • Reverse engineer, scrape, copy, or otherwise extract the curriculum, code, item bank, or assets.
  • Resell, redistribute, or relabel our content commercially.
  • Use the service to facilitate fraud, cheating on a third-party exam, or impersonation.

The in-app sibling chat is moderated. Messages may be reviewed by the parent on the account and by Civra staff for safety reasons.

4. No Professional Advice — Elite Missions Disclaimer

Civra is an educational institution, not a law firm, accounting firm, medical provider, immigration consultancy, or licensed financial advisor. Our curriculum is built against publicly available standards (USCIS N-400, CEFR, Cambridge, IB, CCSS, NGSS, GED, IELTS/TOEFL, JLPT, HSK, DELE, Goethe, PISA) to give you the strongest possible mastery of the material those bodies test.

However:

  • Practice on Civra is not a guarantee of passing any third-party exam, obtaining any visa, residency status, citizenship, college admission, professional license, or government approval.
  • Information provided in citizenship, immigration, financial, tax, medical, or legal-context lessons is educational only and is not a substitute for advice from a licensed attorney, accountant, physician, or accredited representative.
  • Outcomes from any government agency (USCIS, IRCC, UKVI, MOFA, etc.), university, certifying body, or employer are determined solely by that body, not by Civra.
  • You are solely responsible for verifying current, official requirements with the relevant authority before taking action.

For high-stakes Elite missions (Citizenship, Business Pro, Global Mobility), you may be required to re-affirm acceptance of this disclaimer before entering. Continued use of those missions confirms your acceptance.

5. Institutional & Classroom Use (FERPA)

If you are a teacher, school administrator, district employee, or other educator using Civra with students:

  • You represent that you have the authority to bind your school, district, or institution to these Terms.
  • You acknowledge Civra acts as a "School Official" with a legitimate educational interest under FERPA (34 CFR § 99.31(a)(1)(i)(B)) when processing student "Education Records" on your school's behalf.
  • The school remains the controller of student records. We process student data only on your documented instructions and only for the educational service.
  • We do not sell student data, do not use it to train external AI models, and do not target advertising to students.
  • A signed Data Processing Addendum (DPA) is available on request and supersedes these Terms with respect to student records.
  • You agree to obtain any consents required by your school's policies, state law, or COPPA before enrolling students under 13.

6. The Charm Economy & Virtual Goods

Civra includes virtual items — including but not limited to Charms, Gems, Dollars, Vault credits, mission badges, town decor, and equipped items ("Virtual Goods"). The following terms govern all Virtual Goods:

  • Limited license, not property. Virtual Goods are a personal, revocable, non-exclusive, non-transferable, non-sublicensable license to access digital content within the platform. You do not own them.
  • No cash value. Virtual Goods may not be redeemed for currency, refunded for cash, exchanged for goods or services outside the platform, or treated as legal tender.
  • Non-transferable. Virtual Goods may not be sold, gifted, traded, auctioned, or transferred to any other account or to any third party. Real-money trading ("RMT") is prohibited and grounds for termination.
  • No money transmission. Civra does not operate a money transmission service. Virtual Goods are not stored value, not a stablecoin, not a security, and not a regulated financial instrument.
  • Forfeiture on termination. Virtual Goods are forfeited on account closure (by you or us) and on the violation of these Terms. We may reset, adjust, expire, or remove Virtual Goods at any time as needed for game balance, anti-abuse, or service operations.
  • Parent control. The adult account holder may reset balances of any learner profile under their account at any time.

7. Subscriptions — Intel Vault, Business Pro & Elite Tiers

The core Civra experience is free. We may offer paid subscription tiers, including Intel Vault, Business Pro, and other Elite mission packs.

  • Billing. Subscriptions auto-renew at the price disclosed at checkout until cancelled. We will charge the payment method on file at the start of each billing period.
  • Cancellation. You may cancel at any time from Account Settings → Billing. Cancellation takes effect at the end of the current billing period; you retain access through that date.
  • Refunds. Subscription fees are non-refundable for partial periods, except where required by law (e.g., 14-day EU/UK consumer cooling-off when no service has been used). One-time purchases of digital content are non-refundable once delivered.
  • Price changes. We may change subscription prices on 30 days' notice to the email on file. The new price takes effect at your next renewal.
  • Free trials. If a trial converts to a paid subscription, you authorize the charge unless you cancel before the trial ends.
  • Taxes. Prices are exclusive of applicable taxes (VAT, GST, sales tax) unless stated otherwise.

8. AI-generated content & limits

Tutoring, support replies, and lesson hints may use AI models from third-party providers (Lovable AI, OpenAI, Google, Groq, ElevenLabs).

  • AI output may be inaccurate, incomplete, or out of date ("hallucination"). Do not rely on it for medical, legal, financial, immigration, or safety-critical decisions.
  • When you are speaking to an AI tutor, the interface labels it as such. We do not disguise AI as a human teacher.
  • Adults are responsible for reviewing AI-generated content their learner sees.

9. Intellectual Property — Logic Engine, Item Bank & AI Training Prohibition

All curriculum, code, item bank, characters, art, audio, copy, design, mastery rubrics, the proprietary "Step-by-Step Logic Trace", the Character / Country Lock system, and all standards-mapping metadata are © Civra and its licensors. You receive a personal, non-transferable, revocable license to use the service for the educational benefit of your own household or classroom.

You may not, and may not permit any third party to:

  • Use the service, its outputs, or any extracted content to train, fine-tune, evaluate, benchmark, distill, or improve any artificial intelligence model, large language model (LLM), embedding model, or machine-learning system.
  • Scrape, crawl, harvest, mirror, or systematically download any portion of the service.
  • Use the Logic Trace, item bank, or standards-mapping metadata as training data, evaluation data, or as a "teacher" model in any AI/ML pipeline.
  • Publish, redistribute, or expose the service through an API or wrapper to third parties.

The Step-by-Step Logic Trace generated for each problem is the exclusive property of Civra. The license you receive does not include any rights to that trace beyond personal, in-platform learning use.

10. Global Mobility & Mission Disclaimer

Civra supports learners locking the experience to a specific country mission (e.g., Japan, Germany, Canada). When you select a mission you remain solely responsible for complying with the local laws of your physical location and of the mission you select, including data, content, age, and educational regulations of that jurisdiction. Country-specific lessons reflect publicly available material at the time of authoring and may not reflect current law or policy.

11. Disclaimer of warranties

Civra is provided "AS IS" and "AS AVAILABLE," without warranties of any kind, whether express, implied, statutory, or otherwise — including without limitation any implied warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy. We do not warrant that the service will be uninterrupted, secure, error-free, or that any educational outcome will be achieved.

12. Limitation of liability

To the fullest extent permitted by law, Civra, its officers, employees, and licensors shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, lost data, lost opportunity, lost savings, or business interruption, arising from your use of the service. Our aggregate liability for any claim arising from the service is limited to the greater of (a) the amount you paid us in the 12 months preceding the claim, or (b) USD $50.

13. Indemnification

You agree to indemnify, defend, and hold harmless Civra from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from (a) your breach of these Terms, (b) your misuse of the service, (c) content you submit, or (d) your violation of any law or third-party right.

14. Mandatory Arbitration & Class Action Waiver (Houston, Texas)

Please read carefully — this section affects your legal rights.

  • Binding arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms or the service shall be resolved by final and binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules.
  • Seat & venue. The arbitration shall be seated in Houston, Harris County, Texas, USA. Hearings may be conducted by video where permitted by AAA rules.
  • Governing law. These Terms are governed by the laws of the State of Texas and the Federal Arbitration Act, without regard to conflict-of-laws principles.
  • Class action waiver. You and Civra agree that each may bring claims against the other only in your or its individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative action.
  • 30-day opt-out. You may opt out of this arbitration agreement by emailing the Privacy Officer with the subject line "Arbitration Opt-Out" within 30 days of first accepting these Terms. Opt-out does not affect the rest of these Terms.
  • Carve-outs. Either party may bring an individual claim in small-claims court, or seek injunctive relief in court for IP infringement or breach of confidentiality.
  • EU/UK consumers. Where applicable consumer-protection law prohibits a pre-dispute arbitration agreement, this Section does not apply to that consumer's mandatory rights.

15. Termination

You may delete your account at any time from Account Settings or by contacting support. We may suspend or terminate accounts that violate these Terms or applicable law. On termination, learner profiles, progress, Vault contents, and chat history are deleted within 30 days, except where retention is required by law. See our Privacy Policy for the 72-hour Right to be Forgotten procedure.

16. Changes to these Terms

We may update these Terms. Material changes will be notified to the email on file at least 14 days before they take effect. The Version Control header above logs every release. Continued use after the effective date constitutes acceptance. If you do not accept, stop using the service and request account deletion.

17. Contact & legal notices

Questions, complaints, or legal notices: use the in-app Support widget or email the contact address on our website. Address legal notices to "General Counsel."